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Uninsured Motorist

Uninsured Motorist

Uninsured/Underinsured Motorist Insurance (UIM) is an important aspect of your auto insurance policy. This form of coverage protects you against the possibility of being injured by another driver with no or inadequate insurance to cover the accident related damages. If you have questions about Uninsured Motorist coverage call Gruber Law Offices now to speak with a representative.

Car Accident Lawyer in Milwaukee for Uninsured Motorist Cases

According to Wisconsin’s Financial Responsibility Law, all Wisconsin drivers must have a current auto insurance policy, effective June 1, 2010. Uninsured motorists (UM) insurance covers bodily injury caused by a hit and run or uninsured motorist. Wisconsin UM coverage also includes pedestrians in this situations.

UM coverage is designed to protect the injured person by ensuring the finance is available to pay for the losses caused by another. Minimum coverage amount is established by Wisconsin law.

It is wise to purchase more than the basic UM/UIM coverage. The Wisconsin UM coverage does not cover property damage to your vehicle, nor is the other driver protected by your UM coverage. The other driver involved in the accident may be sued by your insurer for monies paid to you when another driver was responsible for the accident.

Wisconsin Underinsured motorists (UIM) coverage is no longer mandatory (2011 Wisconsin Act 14) for policies renewed or issued beginning November 1, 2011. The law does provide, however, that insurers give notice that coverage is available upon delivery of the insurance policy.

Wisconsin Uninsured Motorist Accidents

un3 While Wisconsin law provides for UM and UIM insurance protection, some drivers are not adequately covered. In the event of an accident, you may find that either you or the other vehicles involved are uninsured or underinsured.

An understanding of insurance claims and Wisconsin law is necessary to dealing with insurance adjusters and negotiating settlements.

Milwaukee based Gruber Law Offices, LLC is experienced and knowledgeable in uninsured and underinsured insurance claims. Our legal team can advise you how to begin your claim and take you through the steps to secure your compensation. It is important to contact us immediately following the accident, prior to discussing your claim with the insurance company.

Our Wisconsin uninsured motorist attorney can help you with the complexities of the insurance claim process. Our Milwaukee area law firm is experienced in investigating policies, dealing with adjusters, negotiating settlements, and answering our clients’ questions.

If you or a loved one has been involved in an accident with an uninsured or underinsured motorist, please contact Gruber Law Offices today for a free consultation. Our Milwaukee uninsured motorist attorney seeks to protect the rights and obtain fair compensation for our law firm clients.

Sources:

Wisconsin Office of the Commissioner of Insurance

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