While you can file an insurance claim without a police report in Wisconsin, doing so can undermine your request for financial support. If you want to hold an insurance company liable for your recent losses, a police report can help you prove your right to compensation.
If you’re struggling to secure a police report, or you want to weigh the pros and cons of moving forward with an insurance claim, make One Call…That’s All! Our Milwaukee car accident lawyers can elaborate on the value of a police report and help you integrate yours into the claim you file with an insurance company.
Should You Call the Police After a Wisconsin Car Accident?
Our Milwaukee personal injury lawyers want you to know that Wisconsin state law requires people to report accidents to law enforcement if:
- Someone’s injured in the accident.
- The accident results in someone’s death.
- Damage reaches $1,000 for any person’s property or $200 for government property such as signs or guardrails.
In other words, it’s always in your best interest to get in touch with police officers after an accident, but sometimes, that contact is mandatory. Working with police officers not only allows you to stay within the bounds of the law, but it can also make it easier to get a liable driver’s insurance information and document the scene.
Responding police officers can note the people at the scene of a collision, photograph the damage, and include their own notes in what will eventually become a police report. They can also control the scene, ensuring that no one else gets hurt.
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Should You Call an Insurer Before Securing a Police Report?
Even if you’re not sure whether you want to file an insurance claim, you should get in touch with police officers before calling an insurer. Once officers secure your accident scene, you can reach out to a relevant insurance provider and ask to move forward with a claim.
Unfortunately, insurance companies want to do everything in their power to deny your claim after serious collisions, even if you qualify for coverage. That’s why we encourage you to work with an attorney to demand accident-related financial aid from an insurance company.
Waiting to contact an insurance company gives you time to call an attorney, discuss your losses, and outline how you want to approach your fight for the compensation you deserve. Waiting also allows police officers to complete an official report about your accident, which you can go on to use when emphasizing that someone else’s negligence contributed to your losses.
What Is a Police Report?
Police reports detail the nature of roadway accidents from an expert’s perspective.
These reports should specifically discuss:
- Where, when, and why an accident happened
- Who was involved in an accident, down to the parties’ driver’s license numbers, contact information, and insurance details
- What passengers, if any, were involved in the accident
- What witnesses saw when the accident occurred, and how other parties can get in touch with those witnesses for follow-up questions
- How severe the damage from an accident seemed upon a short investigation
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When Should You Contact a Milwaukee Car Accident Lawyer?
If you’re wondering whether or not you should file an insurance claim without a police report in Wisconsin, consider getting in touch with a car accident lawyer. You can discuss the specific circumstances that led to your accident with an attorney and subsequently determine how you want to approach your case for coverage under relevant insurance policies.
Choosing to work with an attorney gives you the opportunity to prioritize your physical healing without sacrificing your right to recoverable action. Our team can reach out to the responding police department and secure a police report on your behalf, giving you the opportunity to reference that report as you pursue accident-related damages.
In other words, we can handle the paperwork relevant to your case, relieving you of the stress that might otherwise slow down your recovery. We can also ensure that an insurer acknowledges the facts of a police report, limiting an insurance adjuster’s opportunities to dismiss or diminish your losses.
You Don’t Pay Upfront Fees When You Work With Our Team
Filing an insurance claim can often prove intimidating. You’re asking for money because you need financial support. Can you really afford an attorney when you have medical bills and property damage to think about? When you work with us, the answer is yes.
Our Milwaukee personal injury lawyers understand that you’re under a lot of financial stress. We’re not here to make that stress worse. We’re here to help you get the compensation you deserve. That process starts with our contingency fee policy.
Per our contingency fee policy, you don’t pay us anything before we take your case. We don’t collect a deposit or retainer, and we don’t charge you by the hour. In fact, we only get paid for the services we offer you once we get you the settlement you need. If we don’t win your case, we don’t get paid.
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Let’s Discuss Your Insurance Claim Today
You can file an insurance claim without a police report in Wisconsin, but our team doesn’t recommend doing so. Police reports are powerful tools that you can use to establish negligence after collisions. If you work with local officers, you can fight back when insurers try to misrepresent the nature of your losses.
If you need help securing a police report or interpreting a statement, contact Gruber Law Offices right away. Our car accident lawyers in Milwaukee can contact the appropriate parties and help you obtain the paperwork you need to move forward with an insurance claim. We can go on to represent you in conversations with adjusters and other parties.
You can make One Call…That’s All! and learn more about our history of service within the Wisconsin legal community.
Call or text (414) 276-6666 or complete a Free Case Evaluation form
